Dr. rer.nat. Jaenal Effendi, S.Ag, MA

Home » Dr. rer.nat. Jaenal Effendi, S.Ag, MA

Dosen Pengajar

Pendidikan

S1 Institut Agama Islam Tribakti Kediri Program Studi Ahwal Al-Syakhsyiyyah (1999)
S2 UIN Syarif Hidayatullah Program Studi Pengkajian Islam (Ekonomi Islam) (2005)
S3 Islamic Microfinance at University of Georg August-Goettingen, Germany (2013)

Profesional Info

Bidang Keahlian

Keuangan Mikro Syariah
Asuransi Syariah
Persaingan Usaha

Mata Kuliah yang diajarkan

Mikroekonomi Syariah
Lembaga Keuangan Syariah
Metodologi Penelitian Ekonomi Syariah
Kewirausahaan Syariah dan Ekonomi Kreatif
Fiqh Muamalah
Ekonomi Moneter dan Kebanksetralan Syariah
Ekonomi Regulasi Syariah
Ekonomi Pesantren dan Pedesaan

Research and Consultancy Experience

No.	Year	Research Title	Research Funding	Assignment
1	2014	Implementation of the Deposit Insurance Programmed for Islamic Banking	Lembaga Penjamin Simpanan (LPS)	Principle Investigator
2	2014	Study of Sharia Micro Banking Business Models in the Context of Increasing Access to Sharia Financial Services	Financial Services Authority (OJK)	Principle Investigator
3	2014	Village Economic Institutional Development in Pandeglang-Banten	Cooperation with the Ministry of Development of Disadvantaged Regions (PDT)	Principle Investigator
4	2015	Mapping Homeworker System in Indonesia	International Labor Organization (ILO)	Principle Investigator
5	2015	Application of Food Crop Agriculture Sector Financing, in Increasing Islamic Banking Outreach	Financial Services Authority (OJK)	Research team
6	2017	Mapping Indonesia’s Sharia Insurance Potential	PT. Reasuransi Syariah Indonesia	Principle Investigator
7	2018	Islamic Pension Fund Development Strategy	Financial Services Authority (OJK)	Principle Investigator
8	2019	Analysis of the Readiness to Spin off the Indonesian Islamic Insurance Industry	Financial Services Authority (OJK)	Principle Investigator
9	2020	The Role of Competition in the Pancasila Economy	Competition Supervisory Commission (KPPU)	Principle Investigator
10	2021	Sharia HR Development Model towards Golden Indonesia	Coordinating Ministry for Human Development and Culture (Kemenko PMK)	Principle Investigator
11	2021	Compilation of Agricultural Commodity Specific Unit Costs	Indonesian Ministry of Labour	Principle Investigator
12	2021	KPPU Award Ranking Study Using AHP Method	Competition Supervisory Commission (KPPU)	Principle Investigator
13	2021	Development of a Grand Design Model for Expanding Area-Based Employment Opportunities	Indonesian Ministry of Labour	Principle Investigator
14	2021	Development of a Grand Design for Community Vocational Training Centres Towards Entrepreneurial Incubators	Indonesian Ministry of Labour	Principle Investigator

15	2021	Development of a Self-Sufficient Village Model	Bank Indonesia	Principle Investigator
16	2021-2023	Expansion of Area-Based Employment Opportunities in 20 Regions	Indonesian Ministry of Labour	Principle Investigator
17	2021-Present	Monitoring Kartu Prakerja	Implementation Management of the Kartu Prakerja Program	Principle Investigator
18	2022	Study of Poverty Alleviation Strategies for Micro and Ultra-Micro Businesses	Coordinating Ministry for Human Development and Culture (Kemenko PMK)	Principle Investigator
19	2022	KPPU Award Ranking Study Using the Technique for Order Preference by Similarity to Ideal Solution (TOPSIS),	Competition Supervisory Commission (KPPU)	Principle Investigator

Publication

International Journal

1. Qoyum, A., AlHashfi, R.U., Hanafi, M.M., Mohd Thas Thaker, H. and Effendi, J. (2024), Resilience of ethical and nonethical stock during COVID-19 crisis: a case of Indonesia Stock Exchange, Journal of Islamic Accounting and Business Research.
2. Effendi, J. (2023). Human Resources Readiness of Small Medium Enterprises (SMEs) for Halal Product in Indonesia. Global review of islamic economics and business. Vol 10 Issue 2, 083-095
3. Effendi, J., Qoyum, A., Wardhana, L. I., & Thaker, H. M. T. (2023). IT investment and Islamic banking performance in Indonesia: Do Sukuk issuance and Sariah governance matter? Banks and Bank Systems, Vol 18 Issue 2, 75–87
4. Priatna, I. A., Hakim, D. B., Syaukat, Y., & Effendi, J. (2023). The Impact of Changes in Village Progress on the Income of Village-Owned Enterprises. Journal of Economics, Finance and Management Studies, Vol 06 Issue 02
5. Prasetyo, S. E., Effendi, J., & Arsyanti, L. D. (2022). Profitability Determinants Analysis at Sharia Guarantee Company in Indonesia. Asian Journal of Economics, Business and Accounting, 43–55.
6. Apriyanti, T., Effendi, J., & Burhanuddin, N. (2020). Factors That Affect Equity Financing In Shariah Mandiri Tbk Bank. Russian Journal of Agricultural and Socio-economic Sciences, Vol 97 Issue 1, 150–156
7. Supartoyo, Y. H., Juanda, B., Firdaus, M., & Effendi, J. (2015). Study of Regional Development Based Micro, Small and Medium Enterprises. Vol 2 Issue 5, 241–244

National Journal

Syafitri, W., Effendi, J., & Irfany, M. I. (2022). Is there a short-term overreaction to pandemic COVID-19? A case study of the Indonesia Islamic Capital Market. Al-Uqud : Journal of Islamic Economics, Vol 6 Issue 2, 177–191.

1. Rohmat FadlilN., Effendi, J., & SutartoE. (2022). Analisis Faktor-Faktor yang Mempengaruhi Sikap dan Keputusan Wakif dalam Berwakaf Produktif di Indonesia (Studi Kasus di Dompet Dhuafa). Jurnal Penyuluhan, Vol 18 Issue 01, 105-117.
2. Putri, A. N. W., & Effendi, J. (2021). Analisis Faktor-Faktor yang Memengaruhi Perolehan Surplus Underwriting pada Asuransi Jiwa Syariah di Indonesia (Periode 2015-2020). Al-Muzara’ah/Jurnal Al-Muzaraah’ah, Vol 9 Issue 2, 185–196.
3. Sari, I. F., & Effendi, J. (2021). Efisiensi Emiten Properti dan Real estate yang Terdaftar di Indeks Saham Syariah Indonesia Tahun 2016-2020. Shafin, Vol 1 Issue 2, 77–97.
4. Siswara, D., Effendi, J., & Muthoharroh, M. (2021). The Integration of Islamic Stock Markets of OIC Countries in China Stock Market Crisis and US-China Trade War. Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah/Al-Iqtishad, Vol 13 Issue 1, 1–16.
5. Effendi, J. (2021). Potential of Islamic Insurance Market: Islamic Banking and Sukuk Sectors Case Study in Indonesia. Global Review of Islamic Economics and Business (Ed. Online), Vol 9 Issue 1, 097
6. Ardhani, I. A., Effendi, J., & Irfany, M. I. (2020). The effect of macroeconomics variables to Net Asset Value (NAV) growth of sharia mutual funds in Indonesia. Jurnal Ekonomi Dan Keuangan Islam/Jurnal Ekonomi & Keuangan Islam, Vol 6 Issue 2, 134–148
7. Putri, L. Q. N., & Effendi, J. (2020). Faktor-faktor yang Memengaruhi Preferensi Nasabah terhadap Produk Rahn: Studi Kasus PT. BPRS Amanah Ummah. Al-Muzara’ah/Jurnal Al-Muzaraah’ah, Vol 8 Issue 1, 1–16
8. Anggriani, T. W., Nuryartono, R. N., Juanda, B., & Effendi, J. (2019). Efficiency and sustainability of microfinance: Study case agribussines microfinance institutions in Bogor. Jurnal Keuangan Dan Perbankan, Vol 23 Issue 4.
9. Majdina, N., Munandar, J. M., & Effendi, J. (2019). The determinant factors of efficiency on Islamic banking and conventional banking in Indonesia. Jurnal Keuangan Dan Perbankan, Vol 23 Issue 3.
10. Wulandari, S., Effendi, J., & Saptono, I. T. (2019). Pemilihan Nazhir Dalam Optimalisasi Pengelolaan Wakaf Uang. Jurnal Aplikasi Bisnis Dan Manajemen.
11. Riyadi, A. H., Effendi, J., & Nursyamsiyah, T. (2020). Pengaruh Lembaga Keuangan Mikro Syariah (LKMS) Berkualitas Terhadap Peningkatan Keuntungan Usaha Mikro Kota Depok. Jurnal Ekonomi Syariah Teori Dan Terapan, Vol 6 Issue 5, 1086.
12. Sugiharto, R. B., Nuryartoro, N., & Effendi, J. (2019). Determinan Non Performing Financing (NPF) Pada Segmen Business Banking (Studi Kasus Di PT Bank Syariah X). Journal of Management Review, Vol 3 Issue 1, 291.
13. Supartoyo, Y. H., Juanda, B., Firdaus, M., & Effendi, J. (2018). Pengaruh Sektor Keuangan Bank Perkreditan Rakyat terhadap Perekonomian Regional Wilayah Sulawesi. Kajian Ilmiah Ekonomi Dan Keuangan/KEK (Kajian Ekonomi Dan Keuangan), Vol 2 Issue 1, 15–38.
14. Sulisyanti, A., & Effendi, J. (2018). Faktor-Faktor Yang Mempengaruhi Nisbah Bagi Hasil Nasabah Pada Pembiayaan Mudharabah (Studi Kasus: KSPPS BMT Bina Ummat Sejahtera Pati). Tapis : Jurnal Penelitian Ilmiah, Vol 2 Issue 2, 253.
15. Prasetyo, A., Effendi, J., & Nursyamsiah, T. (2018). The Effectiveness of Islamic Microfinance Distribution on Microbusiness Owner’s Poverty Alleviation (Case Study: BMT Bina Masyarakat Purworejo). Afkaruna : Indonesian Interdisciplinary Journal of Islamic Studies, Vol 14 Issue 1.
16. Saragih, P. R., Effendi, J., & Saptono, I. T. (2018). Initial Identification of Mudharabah Savings Market Share Improvement Strategies in Indonesia. Indonesian Journal of Business and Entrepreneurship.
17. Effendi, J. (2018). The determinant of equity financing in sharia banking and sharia business units. Economic Journal of Emerging Markets/Economic Journal of Emerging Markets, Vol 10 Issue 1, 111–120.
18. Effendi, J. (2018). Islamic Insurance: A Potential Niche Market of Indonesia. Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah/Al-Iqtishad, Vol 10 Issue 1.
19. Tarmizi, M., & Effendi, J. (2017). The role of Islamic micro finance institutions (MFI) in increasing farmerâ€TMs revenue. Vol 3 Issue 2, 85–94.
20. Effendi, J., & Yasmin, N. (2017). The Effect of Internal and External Factors of Banking to the SMEs Financing for BPRS in Indonesia. Jurnal Keuangan Dan Perbankan, Vol 21 Issue 3.
21. Effendi, J., & Pratiwi, A. A. (2017). Factors Affecting The Repayment Rate of Musharaka Financing On Micro Enterprises ; Case Study of BMT Al Munawwarah, South Tangerang. Deleted Journal, 17(2).
22. Effendi, J., Thiarany, U., & Nursyamsiah, T. (2017). Factors Influencing Non-Performing Financing (NPF) at Sharia Banking. Jurnal Penelitian Walisongo/Walisongo: Jurnal Penelitian Sosial Keagamaan, 25(1), 109.
23. Sabiti, M. B., & Effendi, J. (2017). Islamic Micro Finance and Its Impact on Poverty Reduction of Two Village Models in Bogor, Indonesia. Signifikan, 6(1), 87–102.
24. Effendi, J. Thiarany, U, & Nursyamsiah, T. (2017). Factors Influencing Non-Performing Financing (NPF) at Sharia Banking. Walisongo: Jurnal Penelitian Sosial Keagamaan, 25 (1), 109.
25. Sabiti, M. B., Effendi, J., & Novianti, T. (2018). Efisiensi Asuransi Syariah di Indonesia dengan pendekatan Data Envelopment Analysis. Al-Muzara’ah/Jurnal Al-Muzaraah’ah, 5(1), 69–87. https://doi.org/10.29244/jam.5.1.69-87
26. Effendi, J., Baga, L. M., Beik, I. S., & Nursyamsiah, T. (2018). APLIKASI MODEL BISNIS MICROBANKING SYARIAH DI INDONESIA. Iqtishadia, 10(2), 120.
27. Effendi, J., & Wardhani, D. (2016). Debt Financing dan Dampaknya terhadap Perkembangan Usaha Mikro di Bogor. Al-Muzara’ah/Jurnal Al-Muzaraah’ah, 4(2), 110–126.
28. Karimah, S., Novianti, T., & Effendi, J. (2016). Kajian Efisiensi Bank Umum Syariah di Indonesia. Al-Muzara’ah/Jurnal Al-Muzaraah’ah, 4(1), 33–43.
29. Effendi, J., & Utami, A. R. (2016). The Effect of Social Capital on Customer’s Repayment Rate at Islamic Microfinance Institution. Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah/Al-Iqtishad, 8(2).
30. Supartoyo, Y. H., Juanda, B., Firdaus, M., & Effendi, J. (2015b). Study of Regional Development Based Micro, Small and Medium Enterprises. 2(5), 241–244.
31. Gina, W., & Effendi, J. (2015). Program Pembiayaan Lembaga Keuangan Mikro Syariah (LKMS) dalam Peningkatan Kesejahteraan Pelaku Usaha Mikro (Studi Kasus BMT Baitul Karim Bekasi). Al-Muzara’ah/Jurnal Al-Muzaraah’ah, 3(1), 34–43.
32. Effendi, J., & Wirawan, N. (2013). PEMBERDAYAAN MASYARAKAT PENGUSAHA KECIL MELALUI DANA ZAKAT, INFAQ, DAN SEDEKAH (ZIS): Studi Kasus Program Masyarakat Mandiri Dompet Dhuafa terhadap Komunitas Pengrajin Tahu di Kampung Iwul, Kecamatan Parung, Kabupaten Bogor. Al-Muzara’ah/Jurnal Al-Muzaraah’ah, 1(2), 161–174.
33. Effendi, J. (2013). The role of Islamic microfinance in poverty alleviation and environmental awareness in Pasuruan, East Java, Indonesia.
34. Gustiani, E. D., Ascarya, A., & Effendi, J. (2010). ANALISIS PENGARUH SOCIAL VALUES TERHADAP JUMLAH PERMINTAAN UANG ISLAM DI INDONESIA. Deleted Journal, 12(4).
35. Sugema, I., Bakhtiar, T., & Effendi, J. (2010). Interest Versus Profit-Loss Sharing Credit Contract: Effciency and Welfare Implications.
36. Sugema, I., Bakhtiar, T., & Effendi, J. (2009). KEUNGGULAN SISTEM KEUANGAN BERBASIS BAGI HASIL DAN IMPLIKASINYA PADA DISTRIBUSI PENDAPATAN. Jurnal Keuangan Dan Perbankan, 13(3), 506–517.
37. Effendi, J. (2006). Strategi penanggulangan kemiskinan dalam perspektif ekonomi islam : studi kasus di kabupaten indramayu.

Book and Book Chapter:

Effendi, J. 2021, Kewirausahaan Syariah di Sektor Pertanian, Ladang Kata, Yogyakarta.

Seminar/ Conference/Workshop/ Training

The Role of Bank Indonesia in Regional Economic Development, Bogor, Indonesia, 2014.
Sharia Supervisory Board Certification for Financing Companies Level 1, Jakarta, 201.
Capital Market Shariah Expertise, Jakarta, 2016.
Pre Ijtima’ Sanawi Workshop, Jakarta, 2016.
Ijtima’ Sanawi, Jakarta, 2017.
Formulation of Fatwa Guidelines for Guaranteeing Customer Deposits of Islamic Banks, Jakarta, 2017.
Qualified Risk Governance Professionals, Jakarta, 2017
Socialisation of the Latest Fatwas of DSN-MUI, Jakarta, 2017
Ijtima’ Sanawi, Jakarta, 2017
Semiloka Ijtima’ Sanawi (Annual Meeting), Jakarta, 2018
Pre Ijtima’ Sanawi (Annual Meeting) Workshop on Capital Markets, Jakarta, 2018.
Pre Ijtima’ Sanawi (Annual Meeting) Workshop on Islamic Insurance and Pension Funds, Jakarta, 2018.
Ijtima’ Sanawi (Annual Meeting) & DPS Workshop, Jakarta, 2019.
The 1st ASEAN Business, Engineering, & Technology Symposium, Bogor, 2019.
Pre Ijtima’ Sanawi (Annual Meeting) Workshop on Sharia Insurance and Pension Funds, Jakarta, 2019.
Becoming a Sharia Supervisory Board in an Indonesian Sharia Financial Institution, Yogyakarta, 2020.
The Role of Islamic Financial Institutions in Taking Opportunities for the Impact of Covid 19, Tulungagung, 2020.
Sharia Supervisory Board’s Ijtima Sanawi Webinar on the Role of Sharia Economy in National Economic Recovery, Indonesian Ulema Council National Sharia Council, Jakarta, 2020.
The International seminar on Islamic Economic and Finance (Online), Turkey, 2020
International Conference On Contemporary Fiqh Issues On ISlamic Economic and Finance, Indonesia Sharia Economic Festival ISEF 7th, Jakarta, 2020.
Webinar Ijtima Sanawi Sharia Supervisory Board 2020 – The Role of Sharia Economy in National Economic Recovery, Indonesian Ulema Council National Sharia Council, Jakarta, 2021.
Sharia Supervisory Board Ijtima Sanawi Webinar 2021 – Sharia Financing, Guarantee, Venture Capital, Pawnbroking, and Fintech Sector, Jakarta, 2021.
MSME Empowerment Workshop, Sintang, 2021.
Developing Human Resources and Digitalisation Amidst the Pandemic, Jakarta, 2021.
Workshop Pre Ijtima Sanawi Sharia Supervisory Board for Sharia Capital Market, Sharia Supervisory Board of the Indonesian Ulema Council, Jakarta, 2021.
Online Seminar Managing Risk Amidst Uncertainty, Jakarta, 2022.
Strengthening National Resilience in the Financial Services Industry, Jakarta, 2023.
Workshop Pre Ijtima Sanawi Sharia Supervisory Board for Sharia Capital Market, Sharia Supervisory Board of the Indonesian Ulema Council, Jakarta, 2023.
Workshop on Pre-Ijtima Sanawi Sharia Supervisory Board for Islamic Banking, Sharia Supervisory Board of the Indonesian Ulema Council, Jakarta, 2023.
Ijtima Sanawi of the Sharia Supervisory Board XIX in 2023, “Enhancing Collaboration in the Development of Islamic Financial Economy in the Era of Economic Disruption” National Sharia Council, Indonesian Ulema Council, Jakarta, 2023.

Certification

No	Year	Title of Certificate	Certificate Number
1	2014	Educator Certificate	No. 140010080001
2	2017	Qualified Risk Governance Professional (QRGP)	No. 70209 2421 0000299 2017
3	2019	Assesor of Competency	No. 93000 2419 0087924 2019
4	2021	Capital Market Shariah Expert	KEP-29/PM.223/PJ-ASPM/2021
5	2023	Certificate of Competence for Sharia Supervisors	No. 74909 1321 00005257 2023